Invoice and get paid
Create professional invoices, record payments, follow up on balances and send PDF copies to customers.
For freelancers & growing SMEsLess admin.
Less admin.
More certainty.
Apexfinancer is the all-in-one finance workspace for freelancers and SMEs: invoicing, expenses, stock, banking and projects together — plus financing that reads your real numbers, so you stop chasing figures and start running the business.
No credit card needed · Set up in a few minutes
Financial overview
Good morning, Nadeesha
Total revenueUSD 1.28M↑ 12.5%
ExpensesUSD 438K↓ 3.2%
Cash balanceUSD 842KHealthy
Cash flowLast 8 months
✓
Payment receivedLanka Retail Co. · Invoice #1042
+ USD 86,400✓Invoice paid
Just now
Just now
One workspace for the whole operationInvoicingInventoryBankingProjectsReporting
What you can do
Everything your business needs. Nothing it doesn’t.
Every transaction updates the same set of numbers. No double entry, no disconnected reports, and far fewer end-of-month surprises.
Know where the money went
Track bills, day-to-day expenses, taxes, transfers and bank activity without separate records.
Keep stock under control
Follow item movement from purchase to sale, including barcodes and individually serialized products.
See which work pays
Connect projects, tasks, time, costs and revenue to understand profitability.
Decide from live numbers
Read profit, cash flow and receivables from reports built on work your team already did.
Cash position · This quarter
Available balanceUSD 842,350
Cash inUSD 1.28MCash outUSD 438KNet movement+ USD 842K
Clarity, every dayCreate your workspace →
You shouldn’t need an accounting degree to understand your own business.
Apexfinancer turns routine work into a financial picture that owners and teams can actually use.
✓One reliable view across sales and spending
✓Access based on each person’s role
✓Useful on a phone, tablet or desktop
Who it’s for
One platform for freelancers and SMEs
Whether you invoice clients solo or run a team with stock and suppliers, Apexfinancer shapes itself around how your business actually works.
For freelancers & consultants
Run the business behind your craft
Apexfinancer is the finance back office for solo professionals: send polished invoices in minutes, see which clients actually pay, and keep every expense, project and tax set-aside in one place.
- Invoice clients and follow up on overdue balances
- Track income by client, project or retainer
- Log time and costs to see which work really pays
- Turn issued invoices into an invoice advance
- Full control from your phone between engagements
For SMEs & growing teams
One source of truth for the whole team
Owners, accountants and department leads work from the same live numbers — with roles, approvals and reports that keep a growing business auditable and cash-flow aware.
- Multi-user roles, permissions and approvals
- Inventory with barcodes and serialized products
- Payables, banking and reconciliation in one ledger
- Receivables ageing and cash-flow forecasts
- Working-capital financing built on your data
Financing options
Financing for freelancers and SMEs
Get a cash-flow boost based on the numbers you already record in Apexfinancer — invoice advances for freelancers and working-capital facilities for SMEs — with indicative decisions in days, not weeks.
Freelancer finance
Freelancer Finance — Invoice Advance
Get paid for your invoices before your clients pay you.
Up to USD 25,000
- How much can I get?
- Up to USD 25,000 released against unpaid invoices you have already issued.
- What is it based on?
- Your issued invoices and client payment history inside Apexfinancer.
- How do I repay?
- Automatically as client payments land, or on a flexible schedule.
- How fast is a decision?
- Most applicants receive an indicative decision within 48 hours.
SME finance
SME Finance — Working Capital
Fund stock, payroll or expansion from numbers you already track.
Up to USD 150,000
- How much can I get?
- Up to USD 150,000 of working capital for stock, payroll or expansion.
- What is it based on?
- Revenue, receivables and inventory movement recorded in Apexfinancer.
- How do I repay?
- Flexible daily or monthly repayments matched to your cash cycle.
- How fast is a decision?
- Most SMEs receive a decision within 2–5 business days.
| Feature | Freelancer finance | SME finance |
|---|---|---|
| Best for | Freelancers, consultants and solo agencies | Small and medium businesses with teams |
| Financing type | Invoice advance | Working capital facility |
| Typical amount | Up to USD 25,000 | Up to USD 150,000 |
| Underwritten on | Issued invoices & client payment history | Revenue, receivables & inventory data |
| Repayment | As client payments arrive | Flexible daily or monthly |
| Typical decision | Typically within 48 hours | Typically 2–5 business days |
Financing in three steps
Keep your numbers current
Invoices, sales and expenses recorded in Apexfinancer become your financing profile.
Check your eligibility
Open the financing panel in your workspace and see the amount you could access.
Get funded and grow
Accept your offer from a lending partner and put the capital to work.
Financing is provided by third-party lending partners. Amounts, rates and timelines shown are indicative — final terms depend on eligibility checks and lender approval. Apexfinancer is not a bank or licensed moneylender.
A straightforward start
From scattered records to one clear system
Begin with the work you do today, then bring more of the business in as your team is ready.
Add the essentials
Create your organization, customers and accounts, then choose what your team needs.
Run the day to day
Send invoices, record purchases, manage stock and keep projects moving.
See the full picture
Use live dashboards and reports to spot what needs attention next.
Plans for every stage
Choose the room your business needs to grow.
Start free, move up when you need more, and keep every record along the way.
Free
Get started at no cost
LKR 0.00 /monthly
What’s included
- Inventory Tracking
- Barcode Tools
- Dashboard
- Bank Accounts Card
- Sri Lanka Holiday Calendar
- Cash Flow Card
- Total Expenses Card
- Getting Started Tab
- Income & Expense Card
- Invoice Count Card
Pro
For growing businesses
LKR 1,990.00 /monthly
✓ Try it free for 14 daysWhat’s included
- Workflow Automation
- Custom Branding
- Bulk Import / Export
- Inventory Tracking
- Barcode Tools
- Multi-Currency
- PDF Templates
- Cash Sessions
- Restaurant POS
- POS Returns
Enterprise
Unlimited for large teams
LKR 4,990.00 /monthly
✓ Try it free for 14 daysWhat’s included
- API Access
- Workflow Automation
- Custom Branding
- Bulk Import / Export
- Inventory Tracking
- Barcode Tools
- Multi-Currency
- PDF Templates
- Priority Support
- Dashboard
No setup fees · Upgrade whenever you need · Your data always stays with you
Questions, answered
Before you get started
Straight answers to the questions freelancers and SMEs ask us most — including how the financing works.
Apexfinancer is an all-in-one finance and operations platform for freelancers and SMEs. It combines invoicing, expenses, inventory, banking, projects and reporting in one secure workspace — and unlocks financing based on your real business data.
Both. Freelancers use it to invoice clients, track income and set aside tax, while SMEs use the same workspace for teams, inventory, payables and approvals. Your plan scales as you grow.
Freelancers can apply for an invoice advance of up to USD 25,000, released against unpaid invoices already issued in Apexfinancer and repaid as clients pay.
SMEs can apply for working capital of up to USD 150,000, underwritten using the revenue, receivables and inventory data already recorded in Apexfinancer.
Keep invoices, sales and expenses up to date in Apexfinancer, then check eligibility from your dashboard. Indicative decisions arrive within 48 hours; final approval, rates and terms are set by our lending partners.
Plans start free with no setup fee and no credit card. Paid plans add more invoices, users, reports and financing limits, and you can change plan at any time.
Yes. Start without a credit card and explore the workspace with your own business data.
Yes. The workspace is designed for phones, tablets and desktops.
Your organization and records are retained, so you can upgrade again without rebuilding.
Yes. Permissions let you match access to each person’s responsibilities.
Yes. Data is encrypted in transit, access is controlled by role-based permissions, and every organization’s records stay inside its own isolated workspace.
Ready to make the numbers easier to trust?
Bring the work and the financial picture into one place.