Effective date: 3 October 2026. This agreement governs your use of Apexfinancer. By creating an account, you confirm that you are legally able and authorized to accept it for yourself and, where applicable, your organization.
1. Service and account responsibility
Apexfinancer provides software tools for recording and managing business and financial information. It is not accounting, tax, legal, investment, or other professional advice. You are responsible for account security, authorized users, lawful use, the accuracy of entries, reviewing outputs, and maintaining any independent records or backups required by law or your business.
2. Customer ownership and permission to process data
You and your organization retain all ownership rights in information, documents, customer records, and other content you submit (“Customer Data”). Apexfinancer does not acquire ownership of Customer Data. You grant us only the limited rights necessary to host, copy, transmit, secure, back up, and otherwise process Customer Data to operate, support, protect, and improve the service, comply with law, and enforce this agreement.
3. Your customers and lawful instructions
You control the Customer Data entered into your workspace and are responsible for having a lawful basis, providing required notices, obtaining required permissions, and responding to individuals’ rights. Where we process personal data on your behalf, we act on your documented instructions except where law requires otherwise. You must not upload unlawful content or data you are not entitled to use.
4. Availability, changes, and third parties
We aim to provide a reliable and secure service, but uninterrupted or error-free operation is not guaranteed. Features may change, and maintenance, network failures, third-party services, or events outside reasonable control may affect availability. Third-party products and links are governed by their own terms.
5. Limitation of liability
To the fullest extent permitted by applicable law, Apexfinancer and its personnel are not liable for indirect, incidental, special, punitive, or consequential loss, or for lost profits, revenue, business, goodwill, data, or opportunities arising from use of or inability to use the service. Our total aggregate liability for claims relating to the service will not exceed the fees you paid for the service during the 12 months before the event giving rise to the claim. Nothing in this agreement excludes liability that cannot lawfully be excluded, including liability for fraud or willful misconduct where applicable.
6. Indemnity and termination
To the extent permitted by law, you are responsible for claims arising from your Customer Data, unlawful use, violation of another person’s rights, or breach of this agreement. We may suspend or terminate access for material breach, security risk, unlawful activity, or non-payment. You may stop using the service at any time, subject to any applicable subscription terms and legal retention duties.
7. Intellectual property and general terms
We and our licensors retain ownership of the service, software, branding, and related intellectual property. This agreement is the entire agreement about account use unless separate written terms apply. If a provision is unenforceable, the remainder continues. Failure to enforce a provision is not a waiver. Applicable mandatory consumer and data-protection rights remain unaffected.
8. Privacy and data protection
We collect account details such as name and email address, authentication and security records, service usage and device information, support communications, billing information where relevant, and Customer Data supplied through the service. We process this information to create and secure accounts, deliver and support the service, communicate with users, prevent abuse, meet legal obligations, and pursue legitimate interests in operating and improving the service.
We may use vetted hosting, email, payment, analytics, security, and support providers that process data only for the relevant service. Data may be processed in other countries with appropriate safeguards where required. We do not sell Customer Data. We retain information only as long as reasonably needed for the service, security, disputes, backups, and legal obligations, then delete or anonymize it where practicable.
Reasonable technical and organizational safeguards are used, but no system can guarantee absolute security. Depending on applicable law, individuals may have rights to access, correct, delete, restrict, object to, or export personal data and to complain to a supervisory authority. Requests and privacy questions should be sent through the support email or phone number published by Apexfinancer. Only necessary authentication and security cookies are used on these account pages.
9. Changes
We may update these terms or this notice when the service, law, or our practices change. Material changes will be communicated through the service or available contact details where reasonably practicable. Continued use after an update takes effect constitutes acceptance where permitted by law.
